It’s important to know common terms in the credit world. From APR to credit utilization, not knowing what these terms

You know those interest and fees that you pay on a credit card, mortgage or other kind of loan? That’s

Credit Utilization is how much of your available credit you’re using. You calculate it by dividing the total credit card

Credit mix is a term used to describe the different types of credit that make up your credit report. From

More than likely, you’ve heard of a hard inquiry on your credit report. This is when a business/lender “pulls” your

There are two kinds of loans that show up on your credit report. One is called installment credit and revolving

Most of your credit report is made up of your payment history. Your payment history tells lenders what your track

A debt settlement company may not be the way to go for you.

Here are other alternatives that you may want

A debt settlement company can help you in many ways. For Instance, they can help you prevent personal bankruptcy. If